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News

Is It Really That Hard to Get A Mortgage?

July 25, 2014
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It has become a common refrain: “It’s too hard to get a mortgage.” But is it true? If it’s possible to get a mortgage with a 3.5% down payment and a credit score in the mid-600s, how could anyone say that credit is still tight? Wage earners who have decent credit, stable and easy-to-verify incomes […]

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CoreLogic: Student Loans Not Depressing Home Ownership

July 25, 2014
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One of the pet reasons for explaining the lack of demand for houses among millennials is the presence of ever-escalating student loan debts. The thinking goes that college graduates are so mired in debt that they either cannot afford to buy or are too afraid to run up more debt, and so they stay living […]

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The Porch Is Making A Comeback

July 25, 2014
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Decades after it began disappearing from the American architectural landscape – felled by the advent of cars, air conditioning, and the backyard barbecue – the porch is back. In June, the Census Bureau reported that 63% of new single-family homes completed in 2013 had porches – up from 42% in 1993. “The wealthier we feel, […]

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Healthy Housing Today: A View From The National Healthy Homes Conference

July 25, 2014
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The modern American healthy housing movement has its origins in late 19th century New York City, when reformers worked to improve the unsafe and unsanitary living conditions in tenement buildings, particularly for immigrants living on the city’s Lower East Side. Since that time, knowledge of indoor air quality has expanded exponentially. But we still have […]

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By 2060, The American South Could Be Three Times As Urbanized

July 25, 2014
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Southern city planners and conservationists, look alive: New predictions map the future spread of urban sprawl in Dixie, and it is immense. Basing their model on past growth patterns and locations of existing road networks, researchers at North Carolina State University projected the region’s expansion decades into the future. According to their forecast, the Southern […]

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The Foreclosure Fade, And What It Means For The Housing Market

July 23, 2014
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The U.S. housing market appears to be finding its footing after a sharp rise in mortgage rates last summer. The National Association of Realtors reported that sales of previously owned homes rose 2.6% in June to a seasonally adjusted annual rate of 5.04 million units. That’s the third straight monthly gain and the highest level […]

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Where 3 Generations Of Americans Are Moving

July 23, 2014
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More and more millennials are settling into the suburbs, while baby boomers and toddlers are enjoying city living. You’d think millennials, the tech-savvy generation roughly ages 20 to 34, would favor big cities. But America’s young adults were actually more drawn to the outer suburban rim of major metropolitan areas in 2013 than the year […]

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Four Reasons The Housing Market Could Improve In The Second Half Of 2014

July 23, 2014
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The housing market’s performance over the first six months of the year left a lot to be desired. But while the Federal Reserve says the housing market has “lost traction,” based in large part on this year’s underperformance in residential construction and low household formation, Redfin expects the market in urban areas to regain its […]

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Housing Buoyed By 20-Year High For Vet’s Loans

July 23, 2014
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During his third deployment in Afghanistan, Air Force Staff Sgt. Claude Hunter was so eager to return to the U.S. and buy a house that he signed a contract for a property that his agent showed him over Skype. Hunter got back in time to close the deal, paying $219,000 in May for the four-bedroom […]

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When It Comes To Housing, Maybe Millennials Aren’t So Different After All

July 23, 2014
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Millennials get flack for postponing marriage, living with parents and shying away from homeownership. But what’s less discussed is how, to some extent, they’re just responding rationally to their local housing markets. Nearly half of Americans between the ages of 23 and 34 who lived in metro areas with “ideal housing conditions” in 2012 were […]

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