From the category archives:

Tips

When Homeowners Are Better Off Than Renters

April 16, 2014
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If you’re among those struggling to decide whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership. For example, you can take advantage of currently low interest rates and prices. Despite creeping back up, interest rates remain relatively low from a historical perspective, and at the same time, home prices […]

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Selling Your Home: 10 Keys To Home Staging On A Budget

April 11, 2014
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You’ve decided to sell your home, and you want to get top dollar for it. And you’ve seen TV shows where homeowners spend thousands of dollars staging their homes for sale, but there’s an important detail to consider: You don’t have thousands and thousands to spend. The good news is there are many things you […]

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Renting An Apartment? This Mistake Could Cost You $5,000 Or More

April 11, 2014
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If you were at risk of losing $5,000, $10,000 or even $15,000 and could do something to stop it, would you? Would you sit by and twiddle your thumbs, or would you leap into action and do something to protect your stash? The answer is a no-brainer: you’d leap into action. Yet according to a […]

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5 Alternatives To The 30-Year Mortgage

April 11, 2014
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If you’re buying a home, chances are you’ll take out a 30-year fixed-rate mortgage. It’s the most popular home financing option, according to Freddie Mac, the government-sponsored entity that works to help homeowners get mortgages. In the last couple of years, those who took out home loans overwhelmingly chose the 30-year fixed-rate mortgage: It accounted […]

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Working At Home: Who Claims The Home Office Deduction?

April 11, 2014
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Often cited as a “red flag” for audits, the home office deduction is in fact a legitimate business deduction with particular importance for certain careers and small business owners. Moreover – from the housing economics perspective – IRS data concerning the deduction, along with Census data reporting who works at home, can shed light on […]

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Selling Your Home: Fixing Those Little Hairline Cracks In Your Walls

April 11, 2014
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Without question, any hairline cracks in your walls should be repaired before putting your home on the market, said Laura DeVita, a real estate saleswoman with Julia B. Fee Sotheby’s International Realty in Rye, N.Y. “You don’t want prospective buyers coming in and thinking there’s a problem with the foundation or something that they don’t […]

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5 Ways To Save On Lawn Care

April 11, 2014
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As the weather warms up and flowers begin to blossom, Americans with grassy yards will soon be thinking about mowing and lawn care. The National Gardening Association estimates that U.S. households spent roughly $29.5 billion on their lawns and gardens in 2013, an average of about $347 per household. Lawn and garden costs can vary […]

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7 Budget-Friendly Spring Cleaning Tips

April 11, 2014
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With winter weather finally behind us, spring has ushered in warmer temperatures and the reminder that it’s time to spruce up your home and garden and tackle those annual “spring cleaning” tasks. You might be dreading deep-cleaning the kitchen, washing all the windows and getting down on your hands and knees to scrub the tub, […]

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6 Ways To Improve Your Credit

March 29, 2014
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You probably know that your credit is a big factor in getting a loan, but you may not realize just how much of an impact it can have on all aspects of your financial life. Your credit can influence everything from interest rates and insurance premiums to apartment rentals and even job eligibility. The good […]

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6 Seller Secrets For This Spring’s Real Estate Market

March 22, 2014
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Each year, it seems the housing market takes on a different tone – and whether it’s going to be a sellers’ market with inflated prices and bidding wars, or a buyers’ market with tons of choices and low prices – there’s no denying that the 2014 spring housing season is upon us. So what does […]

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