From the category archives:

Tips

Is It Really That Hard to Get A Mortgage?

July 25, 2014
Thumbnail image for Is It Really That Hard to Get A Mortgage?

It has become a common refrain: “It’s too hard to get a mortgage.” But is it true? If it’s possible to get a mortgage with a 3.5% down payment and a credit score in the mid-600s, how could anyone say that credit is still tight? Wage earners who have decent credit, stable and easy-to-verify incomes […]

Read the full article →

Selling Your Home? Always Highlight These 7 Perks

July 25, 2014
Thumbnail image for Selling Your Home? Always Highlight These 7 Perks

Looking to sell your place? When dealing with prospective buyers, think beyond the obvious – what you take for granted about your home may seal the deal for them. USA Today highlighted 7 features you shouldn’t skip when marketing your property. For example, many first-time homebuyers will be comparing your house to smaller rental properties that they’ve […]

Read the full article →

6 Ways To Beat The Heat Without Making Your Wallet Sweat

July 25, 2014
Thumbnail image for 6 Ways To Beat The Heat Without Making Your Wallet Sweat

Now that the high temperatures have really kicked in, it’s only natural to want to stay as cool as possible. Unfortunately, most of us don’t have the money to spend blasting the air conditioning all summer long. You can quickly cool off – and stay refreshed all day and night - without spending a bundle, or even […]

Read the full article →

How To Clean Windows Naturally

July 25, 2014
Thumbnail image for How To Clean Windows Naturally

These days, harsh chemical cleaners are so passé. A natural, eco-friendly cleaner exists for almost everything under the sun, and your windows are no exception. The secret to cleaning windows is in the cloth you use to wipe them dry. A regular paper towel or cotton cloth will often leave lint and residue on the […]

Read the full article →

12 Simple Ways To Raise Your Credit Score

July 21, 2014
Thumbnail image for 12 Simple Ways To Raise Your Credit Score

Could your credit score use a boost? There’s a lot at stake with those three digits. Your credit score can influence whether a landlord approves your rental application, how much you’ll pay in home and auto insurance rates, and the interest rate on your mortgage. And the higher your credit score, the more money you […]

Read the full article →

The Best Way To Loan Your Child Money To Buy A Home

July 21, 2014
Thumbnail image for The Best Way To Loan Your Child Money To Buy A Home

With real estate prices rebounding strongly in many areas and interest rates still low, now could be a good time for a young person starting out to buy a first home – before prices get out of reach. But buying without some family assistance might be tough. The solution? For parents and grandparents to step […]

Read the full article →

When House Hunting, How To Assess A Neighborhood

July 20, 2014
Thumbnail image for When House Hunting, How To Assess A Neighborhood

When you buy a house, you aren’t just buying a house. In a way, you’re buying a neighborhood. After all, you’ll likely choose a home partly because it’s close to work, the schools are great or it’s walking distance to restaurants and stores – or maybe you love that it’s nowhere near retail establishments. In […]

Read the full article →

5 Steps To Sell A House That Won’t Sell

July 7, 2014
Thumbnail image for 5 Steps To Sell A House That Won’t Sell

If that “for sale” sign has been on your front lawn a lot longer than you expected, you may be wondering: What do most homeowners do in this situation? Lowering the price is the most obvious suggestion, but price is often the problem. “Often sellers make the mistake of factoring in what price they need […]

Read the full article →

How Student Loans Affect Your Credit Score

July 7, 2014
Thumbnail image for How Student Loans Affect Your Credit Score

College-bound students and their parents need not despair. Student loans – when handled correctly and responsibly – can actually serve as a major asset in building a student’s credit history and credit score. They can result in a graduate being able to qualify for his or her first apartment, first car loan and, very often, […]

Read the full article →

5 Factors That Influence Your Home’s Resale Value

July 7, 2014
Thumbnail image for 5 Factors That Influence Your Home’s Resale Value

While home sellers hope to get top dollar for their property – and some have an inflated idea of what to expect – establishing a home’s value can be a complex, multifaceted process. Do home renovations really pay off? And which is more valuable: a three-bedroom or a four-bedroom with the same square footage? We talked […]

Read the full article →